Money affects all of our lives in one way or another. Most people could benefit from having more money, and this can be achieved in numerous different ways. I created this personal finance blog to teach you how to budget and save your existing income. However, there’s so much more to managing your money than that. Having wealth can give you the freedom to do and see things that you would never get to experience otherwise. It doesn’t require making millions or winning the lottery to acquire wealth either – you just have to be smart about your finances.
You can save your extra cash and then put it to work for you by investing it. Investments will grow over time and build your wealth faster than you can by yourself. For the average person, they may invest in a 401k or IRA to save for retirement, but they may not utilize investing to increase wealth that can be used while they’re young or could allow them to retire early. This site can help you get started with your first investment, and then teach you more advanced strategies as you gain more experience.
Increase Your Income – Start a Side Hustle
What you get paid by your job doesn’t define or limit you. Don’t sit around dreaming about what you could do with your life if only your job paid you more money. Start your own side hustle or small business to make money for yourself. You can do this to make extra cash each month to have more expendable income and/or to save more.
The potential is there to turn your side hustle into your full-time work so you can quit your job forever! I had this dream for years and turned it into a reality more than 13 years ago. I quit the last job I ever worked in 2009 and have been 100% self-employed ever since. I’ve created three different online businesses that each generated six-figure profits each year with zero employees. No matter what your financial goals may be in life, you can achieve more if you earn more.
Anyone is capable of increasing their income by creating a side hustle. You just need the motivation to do it and someone to teach you how. This blog can help with the knowledge that you’ll need to get started and grow a business.
The most recent posts can be found below or you can use these main topics to navigate to specific content…
Stock Splits Explained Including Buy or Sell Strategy
Publicly traded companies can choose to split their stock at any time. With a stock split, each existing share is divided into two or more shares. The share price is adjusted accordingly too, so this doesn’t actually change the total value of a company. A…
Continue reading →The Most Lucrative Side Hustles to Make You Rich
While it is possible to get rich quickly from a very lucrative side hustle that doesn’t take much of your time, most people turn their successful side hustles into a full-time business. I’ve been making money online for about 27 years now, so I’ve tried…
Continue reading →Get a Home Loan with Bad Credit & Minimum Score Requirements
Many people that rent a house are interested in buying their own home but think that they cannot get approved for a mortgage because of a bad credit score. This guide will teach you the minimum credit score requirements to get a home loan. You’ll…
Continue reading →The Basics of Investing in Rental Property
One common way to try to make passive income is by investing in rental properties. It can generate a monthly profit for you, and it will also help you build equity faster. However, this can be a complicated and stressful industry if you enter it…
Continue reading →Side Hustles From Home To Make Extra Money
Starting a home-based side hustle business is one of the easiest ways to make extra money each month. No matter what your skills or experience may be, everyone is capable of making a few extra bucks online from the comfort of their own home. When…
Continue reading →Boost Your Monthly Savings With Cash Back Cards
Some people live paycheck to paycheck and have such a tight monthly budget that there’s nothing leftover to save. Even when you can’t afford to contribute to your savings account, you can utilize cash back credit and debit cards to save anyways. The idea behind…
Continue reading →Cryptocurrency Investing Strategies for Beginners
Beginners that want to get started and invest in cryptocurrencies will often be looking for strategies to use at first. Even with long-term experience trading crypto, you can still make big mistakes since this is a very volatile market. I’ve put this guide together to…
Continue reading →Online Side Hustle Payment Methods, Apps and Other Options
For any kind of side hustle that you plan to run, you need a way to get paid. After cutting someone’s grass you can easily get paid in cash or use the Venmo payment app. What if you write an article online or sell an…
Continue reading →How Much Money Should You Save Each Month?
When you’re determined to start saving money for an emergency fund, a future dream vacation or especially for retirement, you may not know how much to save. How much to save each month is actually crucial with retirement planning in particular. If you’re not saving…
Continue reading →Stock Market Investment Tips For Beginners
Investing in the stock market is one of the most common ways you’re likely to invest your savings, especially for retirement. Beginners trying out the stock market will often be looking for investment tips, so the goal of this post is to point you in…
Continue reading →E-Commerce Side Hustles: Where to Find Suppliers?
The basics of running an e-commerce business are quite simple. You just want to buy products at a lower price and resell them for a higher price. The biggest hurdle for most beginners trying to start a business selling retail goods online is where to…
Continue reading →Saving Money With Your Monthly Food Budget
Food is expensive, and high quality or healthy food can cost even more. Many people don’t realize how much money they’re spending on their food budget each month, but this can easily be a major area where wasteful spending is occurring. Big savings can potentially…
Continue reading →Sell or Hold Cryptocurrency and Stocks During Market Crash
Right now as I write this post, global stock markets and cryptocurrency markets are in the midst of a market crash. Prices have been plummeting for days, even when the overall market has been going down for almost 6 weeks. During these extremely bearish conditions,…
Continue reading →Easy Ways to Make Money Writing Your Own Website Blog
One very popular and reliable method to make money online in your spare time is by creating and writing your own website blog. Blogging is an approach that works for most people because it’s simply writing, and you don’t have to be a professional writer…
Continue reading →Saving Money By Being Frugal: Worth The Time & Effort?
When your income is limited and you want to save money, frugality is one of the easiest ways to accomplish that goal without having to earn more money. After all, the less money you spend each month on your basic living expenses and necessities, the…
Continue reading →How to Easily Make a Passive Income From Home
I am often asked how I have managed to create a passive income that allows me to pay my monthly bills without actually doing any work or very minimal work. Over the years, I have experimented with a wide variety of different methods to automatically…
Continue reading →Fact or Fiction: Buy The Rumor, Sell The News
Making your own picks with stock or crypto investments requires research so you can have knowledge to make an educated decision to choose which companies to buy. Some of this research is ongoing to keep up with news and current events to figure out how…
Continue reading →Financial Woes Breed Big Strength: Tips to Overcome Poverty
When something is handed to you in life, you usually take it for granted and this argument especially holds true for money. Being poor can really suck. Money certainly won’t buy you happiness, but a lack of money will definitely make your life much less…
Continue reading →E-Commerce Options For Your Small Business
Almost any kind of business can benefit from an online presence. If your small business or side hustle sells any kind of product that could be shipped to the customer then an ecommerce website is your best choice. Even if you only sell services, you…
Continue reading →Stocks & Bitcoin: Should I Day Trade or Buy and Hold
When it comes to buying and selling stocks or cryptocurrency, there are two main strategies: be a day trader or buy and hold (sometimes referred to as HODL in the cryptocurrency world, which stands for “Hold On for Dear Life”). Which one you should do…
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